A Lobsters discussion asks how nontechnical relatives can remotely share financial and insurance accounts across Linux, Mac and iOS while helping older family members. Suggestions include Bitwarden and Vaultwarden, Apple Passwords, and KeePass with file synchronization. Participants highlight self-hosting maintenance, synchronization conflicts and sharing additional authentication factors. These are personal experiences, not a comparative security test. Bitwarden’s documentation also requires advance trusted-contact setup and approval or a waiting period for emergency access, so everyday sharing and emergency recovery need separate planning.