Oracle says it has expanded the use of Universal Credits commitments for eligible Marketplace purchases and added balance top-ups. Options include privately negotiated offers, usage-based billing for some paid solutions and multiparty transactions involving resellers. Marketplace purchasing has expanded to India and Japan, while multiparty offers have a different footprint, including the United States, Spain and Brazil. Further EU expansion is planned by year-end. Buyers seeking to use existing cloud budgets should check solution eligibility, region and contract terms separately.